About Photography Insurance & How It Protects You

wedding photographer LeicesterBecoming a photographer is a huge decision. Your aim is probably to become a known professional in your city, country, or maybe even around the world. The road there can be different from each of us, but the starting point often doesn’t differ that much.

As you work to provide the best wedding photography Leicester, we’d like to help you see why insurance is an important part of your life as a photographer.

Protect your clients and yourself

The purpose of having an insurance is to protect you and whatever is insured. However, people often weight the premium that they have to pay against the chance of it happening. The problem with this is that none of us can ever know when something is going to happen to someone. We don’t even know if tomorrow we’ll break our camera as we drop it on our way home from work!

That’s the whole point why insurance is important. It can cover the damage wherever and whenever it happens. As long as it’s within the premises of the insurance, you’ll get full coverage on your equipment and everything else, be it to replace your lighting, camera or to pay the legal fee on the court.

Your client will also feel the benefit. Before anything, the client can guess that you take your job seriously if you go as far as taking out an insurance. Next thing they know you’re already wrapping up the problems that happened because you’ve got your insurance company to cover it. It keeps the whole experience positive for your client.

A wedding photographer Leicester provider from www.oliverkershawphotography.co.uk explains that having an insurance is the same as making sure your photography career won’t sink in the face of great adversity. You never know when they’ll happen, but you at least have a safety net ready all time.

Various photography insurances

There are many kinds of insurance that a photographer can get. They range from covering the loss, damages or cost to replace your equipment that is already enlisted to covering medical expenses.

BOP, or Business Owner’s Policy, protect your studio, equipment, and all tangible things that are related to your business. It’ll replace and even pay for the expenses to repair your studio and to rent a place to continue your business temporarily in case yours is damaged to the extent it’s not usable.

This policy will also cover the cost of replacing a third party’s injuries or losses caused directly or indirectly by you. If you break one of the expensive decoration at a wedding venue, your insurance company has got your back. If anyone’s injured because they tripped on your tripod, your company will also happily cover the medical expenses for that.

Professional indemnity covers the cost of your ‘reputation’. Say, a client wants to sue and demand compensation because she finds significant flaws in her pictures, you’ll need to prepare the legal fee to fight on the court. Your insurance will cover for that and in the case that you lose, you’ll still be covered for the mandatory compensation.

We don’t wish for anything bad to happen during our wedding photography Leicester session, but we do what we can. And that is to prevent it from getting out of hand and affect us too much.

Wedding Requirements A to Z

Nwedding photography Leicestero matter how excited you may feel about your engagement, it does not in any way take away the reality of the fact that there is still quite a lot to be done before the great day. If you are not careful enough, the unending list of things to do may appear to be a big time enemy seeking to end your dream wedding even before it begins. However, with the right planning as well as necessary assistance, you may very well be on your way to having perhaps the best experience of your life ever. This is why I have taken out time out of my busy schedule to come up with some rather useful tips that should show you what you need to have that dream wedding turned into reality, you will certainly need to have it at the back of your mind that it takes more than just dreams to hire the services of a Wedding photography Leicester as well as other services that may be required for the big day. Therefore I implore you to go through every single word and line so that you will get the best out of this article.

  • Factor in the more complicated aspects first

One common mistake among quite a number of intending couples is the fact that they all tend to focus more on the minor issues rather than the major ones, more often than not, this ends up putting the couple under immense pressure. It is therefore advisable that you start off with the big things first. The reason for this is certainly not far-fetched owing to the fact that the starting with the big things first gives you ample time to handle the complex things with much concentration and less tension upon which you can then pay more attention to the smaller things with a greater level of focus and determination. For instance, you could take out time early enough to book the services of an expert at wedding photography Leicester can boast of in advance so that you do not end up stranded looking around for one just a few days before your wedding.

  • Make your wedding venue a top priority

It will always be a counterproductive move to attempt to get a venue rented for your wedding before you start making other plans. The reason for this is very simple; all other factors are heavily dependent on the type of venue that you choose for the big day.  You must understand that quite a number of venues may actually have certain standing rules that actually prohibit a number of things that you may be involved in, for instance, what would you do if you found out that you couldn’t bring a caterer to the venue because you are mandated to make use of the in-house caterer for the event. It is therefore important that you have this in mind in advance even as you make the choices, however, make sure that you ask a lot of questions.

What and who is needed for the wedding

  1. Wedding photographer Leicester
  2. Caterer
  3. Security
  4. Live band
  5. Videographer